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Backpacking is no longer exclusively the domain of the young. While you will still find plenty of youthful adventurers trekking remote roads with nothing but a dusty bag and a general sense of adventure, many hostels and backpacker tours cater to families, older couples, and even groups. But no matter which demographic you fall under, a good travel insurance policy is essential for this kind of travel. Here are just a few reasons why. Adventures Gone Awry One of the main reasons comprehensive travel insurance meets the needs of even the most free-spirited explorer is that the best-planned adventures can still go awry. You may be able to navigate the tuk-tuk prices and find the temple hidden deep in a Sri Lankan jungle, but it only takes the all-too-human mistake of leaving your wallet behind in the back seat to turn your trip into a disaster. Adequate cover does not mean trimming your plan to the bare essentials because you think you can control every circumstance; it construes knowi...

The Centre for Disease Control and Prevention has stated that around 50 million travellers visit developing countries every year and many people go with their entire family in tow. The colourful brochures and the emotive superlatives can easily make you forget about the bad sides of a holiday including that you and your loved ones could suffer anything from the mildest cold to the most serious health concern. So if youre travelling and shopping around for a good family holiday insurance policy, be sure to keep in mind the following health concerns so you can be prepared. Travellers Diarrhoea This type of diarrhoea is perhaps the most overlooked yet most common ailment encountered by travellers, especially in developing countries or in areas where the cleanliness of water source or the food is dodgy at best. Travellers diarrhoea can turn your otherwise wonderful day at the beach or along a picturesque hiking trail into your worst nightmare. It could be even worse if your loved ones ar...

If you are planning to travel abroad one of the things that would put you into dilemma is whether to buy worldwide health insurance. While these plans do offer a lot of benefits when you are traveling to different parts of the globe there are lots of myths attached to them. These myths and beliefs are so powerful that many people completely avoid buying this coverage while touring abroad. Here we bust five of such myths. #1 There is Little Value on Worldwide Health Insurance You need not go far and just Google for stories of people who have had the harrowing experience with medical emergencies abroad. You would come across thousands of people who have regretted not having bought international health insurance. The problem that the vast majority see no value in insurance is the fact that they dont face such emergencies (their good luck) but the very purpose of such plans is to keep you safe and protect your interests. #2 It Is Very Expensive Did you hear it from your dad or your unc...

  No one likes to think about the worst when youre planning a holiday thats for the journey back when youre thinking about the stack of papers that need dealing with on Monday when youre back in the office. Sadly, there are hundreds of things which could go wrong when youre on your travels around the world. And away from home is the last place you want to be when things start to go wrong. Unfamiliar surroundings can make a bad situation considerably worse, but having appropriate global travel insurance can really lighten the load. I never thought it would happen to me is a phrase you hear a lot in my trade fortunately the types who say it to me are the types who took the smart decision to buy global travel insurance anyway. You can never be too sure, and for that reason here are 5 scenarios when your UK travel insurance company would swoop in to save the day wherever you are in the world: You have to cancel your vacation for a death in the family No one can accurately predict w...

There are many kinds of life insurance available today. Short term life insurance polices are taken to fill the gap in insurance coverage. It is important to understand what short term life insurance means. It is for individuals who are in between jobs and need coverage to protect their families. The period is normally for 1-6 months and the benefits and coverage are the same as long term life insurance. Generally short term life insurance is: A plan that covers death regardless of cause of death Plans that cover only accidental death. Most people avail of short term policies that cover accidental death when they are in between insurance coverage due to a transition in their lives. Short term life insurance coverage is from USD 50,000 -USD 250,000 and needs no medical examination. Short term life insurance can be bought online and the procedure is quite simple and the policy is generally issued the same day. Premiums for short term life polices are pain each month through bank trans...

What are the best ways to get a condo insurance for the cheapest price? While there are building improvements you can make to mitigate some of the risk that could be pushing your condo insurance rates higher, you still need to act within the parameters of your condo corporation. However, there are other ways you can decrease your condo insurance rates that have far fewer limitations. For instance, did you know that your personal habits could be driving your rates up? Its true; but there are steps you can take to rectify this and, as a result, lower your condo insurance costs. 1. Compare prices: You arent locked into your condo insurance permanently, so make sure you compare your condo insurance rates annually before you renew. You may find that there are better rates out there. 2. Keep an excellent credit score: You likely needed a strong credit report to get your condo in the first place, but maintaining and improving that credit report may actually make you eligible for better insur...

    24PetWatch Dog Insurance is available to dogs older than 8 weeks of age. Dogs are eligible for enrollment until they are 8 years old, except for certain select breeds, which can only be enrolled up to age 6. Anyone considering 24PetWatch Dog Insurance should check the list of select breeds to see whether their pet is included on it. While there are many factors of our dog's life over which we have no control, purchasing accident or health insurance will give us peace of mind and provide protection for our dog. Pre-existing conditions are not covered. However, all dogs (subject to age limitations) can enroll in 24PetWatch Dog Insurance and so be protected to one degree or another. The p owner will find that there are many benefits from this insurance program - your dog's policy will never increase in price as your dog ages, there is lifetime coverage of $72,000, and flexible programs are available for your pet. The least expensive policy offered by 24PetWatch Dog Insuranc...